Dumb Financial Decisions Stunt Your Financial Growth

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 15 October 2025

⏱️ 126 minutes

🔗️ Recording | iTunes | RSS

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Summary

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:13.6	Normal is broke and common sense is weird, so we're here to help you transform your life.
0:23.6	From the Ramsey Network and the Fairwinds credit union studio this is the Ramsey show George Camel number one bestselling author Ramsey personality and my
0:30.2	co-host is my co-host today Josh is with us in Alabama hey Josh how are you
0:36.6	hey Dave deal well how about yourself better than I deserve sir what's up Josh is with us in Alabama. Hey Josh, how are you?
0:41.2	Hey, Dave, doing well. How about yourself? Better than I deserve, sir. What's up?
0:48.6	Yes, sir. Thanks for taking my call. Yes, I was just curious about to get married here in about a month and start a family shortly after.
0:56.7	However, my fiancee just got into CRNA school to be a certified registered nurse anesthetist,
1:00.9	and we'd be taken on about $200,000 in student loan debt.
1:08.1	I'm just curious if you think that would be a smart commitment for us to make as we're a starting family year and in your future.
1:12.2	You do know who you called, right?
1:14.1	Yes, sir.
1:15.1	That's why I'm calling you.
1:18.8	I mean, what, I mean, what do you expect us to say?
1:24.7	We've never told anyone to go in debt in our lives, much less $200,000 one month after you get married.
1:26.7	Yes, sir.
1:27.3	That takes my breath away.
1:29.6	I understand.
1:31.5	The only bright side coming out of that is, you know, right now she, in her regular
1:36.2	nurse job probably makes close to $70,000 a year.
1:40.2	We're coming out of that, she would make close to about $200,000 a year.
1:45.6	Yeah, but you made an incorrect assumption there.
	...

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