It's been a while since we looked over the road at life and health insurance,

so I'm delighted that we've had a chance to interview Anushka Pacheva from Vitality for this week's episode.

And it's Robin Merton's back in the interviewer's chair this week.

Well, welcome back to you, and if it is your first time,

great you found us.

I'm Matthew Grant, one of the two partners

at Instac, London, along with Robin Mertens.

Now, no surprise, Robin and Nushka

are talking about the role of data in insurance, and in particular, how this can be used for risk selection and risk management, but also, of course, the many challenges that come when using data for life and health insurance.

Well, no need for me to hang around, time for me to get out of the way, and if you want to find out what we're up to, you'll find most of what you need on the website www.com.com. London.

Hello, everybody. It's Intertech London podcast time again. And I've got with me today, Anushka Pachava, who is the Deputy Chief Medical Officer at Vitality. Welcome, Anushka. Hi, Robin. Great to be with you. Well, thank you for joining us. I'm looking forward to this because you have an extraordinarily interesting CV that I intend to explore with you further. You had a sort of weird pivot somewhere halfway through your career.

That's where I'd like to start.

You have an extraordinary academic background where you did surgery at Cambridge, onto Harvard.

Next thing I know you at the Royal College of Radiology.

And then God helped you.

You ended up in insurance, Verily, Etona, Vitality.

What happened there?

Why suddenly insurance?

I left medicine on a whim.

I actually quit live on national ITV news because of the doctor's protests and the fact that at the time I felt

that the new working hours that were introduced were unsafe for medics, but also for the patients.

And I wasn't really sure what I was going to do. I just sort of left and thought there must be

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