Down valuations are on the rise - should it worry buyers and sellers?

This is Money Podcast

This is Money

Business News, Business, Investing, News

4.1 • 650 Ratings

🗓️ 15 August 2025

⏱️ 60 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Down valuations are on the rise, so what happens if you and your mortgage lender don't agree on your new home's value?

This week, Georgie Frost, Simon Lambert and Lee Boyce talk through the home valuation process and whether it is a fair system for banks, borrowers and sellers.

How much more would you be willing to pay to be in a good school's catchment area?

New data suggests living near a good primary or secondary school is becoming pricier.

Are you saving enough for your age? The adage is three to six months' worth of income - but for some age groups, it should be one to three years.

Move over Swiftonomics, it's all about the Oasinomics - or as Lee describes it, Rkidinomics. How much have the Gallagher brothers added to the UK economy this year?

And finally, supermarket self-checkout cameras - are they legal?

Transcript

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0:00.0	Welcome to This is Money sponsored by Charles Stanley Direct. I'm Georgie Frost and joining me and
0:09.2	Simon Lambert today is Lee Boyce. And coming up, down valuations are on the rise. What happens if you
0:16.5	and your mortgage lender don't agree on your new home's value. Meanwhile, how much more would you be willing to pay
0:23.1	to be in a good school's catchment area?
0:26.3	Also, today, are you saving enough for your age?
0:29.4	Move over Swiftinomics.
0:30.8	It's all about OASERomics here in the UK.
0:33.8	And Lee's favourite supermarket self-checkout cameras.
0:37.6	Are they even legal?
0:39.1	Don't forget to start up to date with all the latest breaking money news.
0:41.8	Just go to this ismoney.co.uk or download the app.
0:46.2	Take control of your finances with Charles Stanley Direct.
0:49.9	Invest, save, coach or plan.
0:54.0	Using technology where it's helpful and people where it matters.
0:58.0	Our website and app make trading cost-effective and flexible, but we're more than just an online investment service.
1:05.0	We're here for you regardless of your financial needs or if your life takes an unexpected turn.
1:13.0	Your finances, your way.
1:16.5	Take control today with Charles Stanley Direct.
1:17.8	Sign up now.
1:19.3	Investment involves risk.
1:25.7	But first, down valuations are on the rise, and they can seriously scupper a home sale.
1:28.9	Now, this is where a valuation on the property by your mortgage lender concludes that it's actually worth less than the price that you've agreed to pay for
	...

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