Don’t Throw Away Your Long-Term Security for Quick Fixes

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 38.5K Ratings

🗓️ 22 April 2025

⏱️ 89 minutes

🔗️ Recording | iTunes | RSS

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Summary

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Watch the full episode for free in the Ramsey Network. app Dave Ramsey and Jade Warshaw answer your questions and discuss: "We lost our paid off home to a fire recently and it was severely under insured..." "I'm about to fall behind on my payments and I have no income. How do I get out of this situation?" "I have collection agencies coming after me. How do I negotiate with them?" "We were in Baby Step 7 but now find ourselves back in Baby Step 2. Where do we go from here?" "Should I cosign my daughter's student loan?" "Should we take a loan from our parents to buy a house instead of selling our bitcoin?" Next Steps: ✅ Help us make the show better by taking this short survey! 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 🏘️ Find a Ramsey Trusted Real Estate Agent 💵 Start your free budget today. Download the EveryDollar app! 🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today Connect with our Sponsors: 🛒 Stop paying more and start shopping smarter at Aldi 🌱 Get 10% off your first month of BetterHelp 📱Go to Boost Mobile to switch today! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial 💸 To find out more about student loan refinancing, check out Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Hey guys, this is Dave Ramsey from the Ramsey Show podcast.
0:03.8	If you're sick of money stress and tired of living paycheck to paycheck, we're here to help.
0:09.0	Check out our latest episode streaming now on Amazon Music.
0:18.6	Brought to you by the Every Dollar app.
0:20.9	Start budgeting for free today.
0:27.5	Live from the headquarters of Ramsey Solutions, it's the Ramsey show,
0:32.0	where we help people build wealth, do work that they love, and create actual amazing relationships.
0:41.7	Jade Washall, number one best-selling author, Ramsey Personality is my co-host today.
0:47.4	Open phones here at AAA 8255-225.
0:52.8	Jamie is in Dallas, Texas.
0:54.7	Hi, Jamie.
0:55.3	How are you?
0:56.9	Hi, Dave.
0:57.7	Thank you for taking my call.
0:59.3	Sure.
0:59.7	What's up?
1:00.1	I've been a big Ramsey fan since I was young.
1:03.7	My dad taught me to be smart with my money and to listen to what you had to say.
1:07.6	Well, thank you.
1:10.7	My husband and I are house burned in January and it was a total loss, the structure
1:17.0	and all the content.
1:18.6	And it was paid for, but it was severely underinsured.
	...

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