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Live from the headquarters of Ramsey Solutions broadcasting from the pods moving in storage studios.

It's the Ramsey show where we help people build wealth, do work that they love and create actual amazing relationships.

Ken Coleman Ramsey personality number one best selling author of the book Paycheck to Purpose.

Host of the Ken Coleman show where he talks about your career, your work all the time every day is my co-host today.

So you want to talk about those subjects easier for you and I'll try to stumble around and cover some of it too.

The phone number is triple eight eight two five five two two five the call and the advice is free and some say it's worth exactly what you pay for it.

Dana is with us in Pittsburgh. Hey Dana welcome to the Ramsey show.

Hi so excited.

Well we're excited. How can we help?

Well I recently first off I watch you all the time you Rachel Dr. John George love you guys you saved my life in many a way.

Thank you so much. I truly respect all of you.

Well thank you.

Absolutely. So I saw something the other day that said poor people use debit cards rich people use credit cards.

I don't have any credit cards. I don't have any debt.

I have great investments. I have money saved up. I only have living expenses. I have a great job.

I don't have any credit card. Should I?

Well I don't know who said that. I guess it sounds like you ought to stay off a tick-tock.

Yeah. You didn't see that at a crackerbarrel did you?

No you didn't say that crackerbarrel. You might have seen it there.

You wouldn't have seen it where actual rich people hang out or actual poor people hang out.

So I don't know they sound to me like they got that exactly backwards. My net worth several hundred million and I hadn't had a credit card in 30 years.

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