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The Ramsey Show

Don’t Saddle Your Kids With Your Own Mess (Hour 1)

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.538.5K Ratings

🗓️ 20 December 2022

⏱️ 42 minutes

🧾️ Download transcript

Summary

Dave Ramsey & Kristina Ellis discuss: What to do with savings, Selling a home to your kids, What comes next after saving up a full emergency fund, Student loan forgiveness updates, What to do with rental property mortgages, Affording a car after an accident, Choosing between multiple job offers. Support Our Sponsor: PODS Moving & Storage DreamCloud Grip6 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0

Y

0:28.3

from the headquarters of Ramsey Solutions, broadcasting from the pods, moving and storage studios.

0:34.3

It's the Ramsey Show, where that is done, Cashews King, and the paid-off home mortgage has taken the place of the BMW as the status symbol of choice.

0:45.3

We help people. Build wealth, do work that they love, and create actual amazing relationships.

0:53.3

Merry Christmas America, we're glad you're with us. Christina Ellis, number one best-selling author, Ramsey Personality, is my co-host today as we answer your questions about your life and about your money.

1:04.3

Open phones at AAA825-5225, starting off this hour is going to be Elena in Austin, Texas. Hi, Elena, how are you?

1:14.3

Hello.

1:16.3

Hi, Merry Christmas.

1:18.3

I can blow ya.

1:21.3

Say again?

1:23.3

Gloria. My name is Gloria.

1:25.3

Oh, hi, Gloria.

1:27.3

I guess I pushed the wrong button. Let's try something else. Let me try here at 4.

1:31.3

Elena. Is that Elena? Hi, Elena.

1:34.3

Yes.

1:35.3

Hello.

1:36.3

I screwed up. I hit the wrong button. Okay, what's up?

1:39.3

I'm doing good. How about yourself?

1:41.3

Better now. How can I help?

1:44.3

I have a quick question. I can only have about $60,000 in my savings account, and I'm not too sure what to do next.

1:52.3

I definitely want to make my money grow.

1:55.3

There's a slow process where you can do a savings certificate, but I want to see if there's any other options that will definitely help me get more money built up or such.

...

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