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The Ramsey Show

Don’t Look for a Hack When You Need a Grind

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.636.7K Ratings

🗓️ 19 November 2024

⏱️ 84 minutes

🧾️ Download transcript

Summary

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Rachel Cruze answer your questions and discuss: "My parents are worried about losing their home," "Should I go back to grad school after getting laid off?" "When should I consider refinancing my home?" "How do I sell the gold I dredge?" Dave Rant on stupid tax advice. Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY 💤 Visit Helix Sleep for special offers! 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for18% off at The Nokbox 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 💵 Start your free budget today. Download the EveryDollar app! 🎄 You could win $5,000 in the Ramsey Christmas Cash Giveaway! Enter today. 🩺 Find the Right Health Coverage During Open Enrollment 🛳️ Live Like No One Else Cruise 🛒 Shop the online store at Ramsey Solutions Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0

Live from the headquarters of Ramsey Solutions.

0:18.3

It's the Ramsey Show where we help people build wealth, do work that they love,

0:26.6

and create actual amazing relationships. I'm Dave Ramsey, your host, Rachel Cruz, number one

0:33.4

bestselling author many times over, Ramsey Personality and host of the Rachel Cruz Show.

0:38.7

My daughter is my co-host today.

0:41.1

Open phones here at AAA 825-5-225.

0:45.5

You call with your questions about your life.

0:48.1

That's what we're here for.

0:49.6

The call is free and some say the advice is worth exactly what you pay for it.

0:54.2

So we're glad you're here.

0:55.8

Rachel, big day today.

0:57.2

Another book launch.

0:58.4

The third Rachel Cruz, Kids' book is out.

1:03.0

Yes, it is.

1:04.8

I know.

1:05.3

I'm so excited.

1:06.2

So I'm glad when I can share.

1:07.8

So this is the kids' book on generosity.

1:10.2

And I went with the sharing element,

1:12.4

because for our little ones, teaching them to open their hand and share is kind of that first step

1:16.5

in generosity. But it concludes my series. I did one on contentment, gratitude, and this is the

1:22.2

final one for generosity. So this is the three kids' book series, and the third one is out today.

...

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