This episode is brought to you by Kraken.

Crypto is like the financial system, but different.

It doesn't care where you come from,

what you look like, your credit score,

or your outrageous food delivery habits.

Crypto is finance for everyone,

everywhere, all the time.

Visit Kraken.com, slash,

see what crypto can be,

to learn more.

Don't invest in as it prepared to lose all the money you invest.

This is a high-risk investment,

and you should not expect to be protected if something goes wrong.

The 30-year fixed-rate mortgage,

7.63% according to Freddie Mac,

that's up a point since early this year.

It's up about a half point since early September,

and of course you have all those super-knowing people

who told you about the house they got a few years ago,

where they locked it in at two and five eighths percent,

and you know what have you.

You're supposed to tell people about the low mortgage rate

...