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The Ramsey Show

Don’t Let Toxic Money Situations Keep You Trapped

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.636.7K Ratings

🗓️ 8 January 2025

⏱️ 84 minutes

🧾️ Download transcript

Summary

💳 Share your thoughts and you could WIN a $500 Gift Card!  📱 Listen to the full episode for free in the Ramsey Network app. Jade Warshaw & Rachel Cruze answer your questions and discuss: "My boyfriend and I share credit cards," "How do I tell my dad he can't borrow from me?" "When is a 401(k) match too good to pass up?" "My husband spent our retirement behind my back," Housing Market Predictions for 2025 "We co-signed on a house and now we're stuck," Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna product bundles and more! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY 💸 Learn more about opening a high-yield savings account with Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 💰Watch 90 Day Money Makeover. 💡 Access Ramsey’s Complete Guide to Investing for free 🎟️ See Dave and John LIVE in a city near you! 💵 Start your free budget today. Download the EveryDollar app! 🏘️ Free Tools & Resources to Reach Your Home Goals 💸 Start taking control of your money in 2025 at our free livestream Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0

From the Ramsey Network, it's the Ramsey Show.

0:17.0

I'm Jade Borshaw next to me is Rachel Cruz. And we're your host for today. We'll be taking

0:21.3

calls about your life, your money, your career, your relationships, really whatever it is that you

0:26.6

want to talk about. As long as it has some connection to your money, we're here for you. It's a live

0:30.7

show. So if you want to get in, you can. The numbers triple eight, 8255-2-25-25 and we'll pick you up on the line.

0:37.8

All right, Rachel, you ready to get into it?

0:39.9

Let's do it.

0:40.6

All right, Katie is in Austin, Texas.

0:42.7

What's going on?

0:43.3

Katie.

0:45.4

Hi.

0:46.2

Hi, how are you?

0:48.2

I'm great.

0:48.9

How are you guys doing?

0:50.0

Good.

0:51.5

How can we help?

0:53.3

So I was just calling to see if this was normal.

0:58.4

My boyfriend has used the credit cards that are in my name, and two of them are in both

1:05.1

of our names, but I don't use the credit cards.

1:07.9

And I was wondering if that is a normal thing because he's saying it's normal

1:12.2

and I don't have to worry about the transactions because he's making, he's taking care of the bill.

1:18.8

Yeah, I would have an issue with that. Well, first, the mistake that I see is that you have credit

...

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