Don’t Let Other People’s Opinions Derail Your Future

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 10 July 2025

⏱️ 126 minutes

🔗️ Recording | iTunes | RSS

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Summary

🔗⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠Share the Ramsey 101 Playlist!⁠⁠⁠⁠⁠⁠⁠ Dave Ramsey and Dr. John Delony answer your questions and discuss: "Should I stop dating someone because of their financial instability?" "Should I leverage a rental property in order to acquire a business?" "Should I take on a part-time job in college or just focus on school?" "How do I prioritize financial goals as new college graduate" "Should I take a new job with no benefits that doubles my salary?" "How do we settle my fiancée's tax issues from her prior marriage?" "Should we uproot our family to move back to our original home for cheaper housing?" "Should we sell all our rental properties to pay off our mortgage?" "Should single women in their 20s buy homes?" "What do we do with the money we received after my son's tragic death?" "My wife and I don't agree on following the Baby Steps exactly" "How do I prepare for a lapse in medical coverage for my family?" "How do I pay off $120,000 of debt if I only make $70,000 a year?" "How do I handle having a committed relationship when my divorce decree prevents me from remarrying?" Next Steps: ✔️⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠⁠⁠⁠ 📱 ⁠⁠Get episodes early in the free Ramsey Network app!⁠⁠ 📈⁠⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠⁠⁠ 💵⁠⁠⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠ ⛓️‍💥 Tired of debt? Grab Breaking Free From Broke now! 🏠 Get organized and prepared to buy or sell a home. Connect with our Sponsors: Stop paying more and start shopping smarter at ⁠⁠ALDI⁠⁠ Get 10% off your first month of⁠⁠ BetterHelp⁠⁠ Go to ⁠⁠Boost Mobile⁠⁠ to switch today! Learn more about⁠⁠ Christian Healthcare Ministries⁠⁠ Get started today with⁠⁠ Churchill Mortgage⁠⁠ Get 20% off when you join ⁠⁠DeleteMe⁠⁠ Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ for an exclusive account bundle! Find top Health Insurance Plans at ⁠⁠Health Trust Financial⁠⁠ Use code RAMSEY to save 20% at ⁠⁠Mama Bear Legal Forms⁠⁠ Visit⁠⁠ NetSuite⁠⁠ today to learn more For more information, go to ⁠⁠SimpliSafe⁠⁠ Use promo code RAMSEY for 18% off at ⁠⁠The Nokbox⁠⁠ Get started with ⁠⁠YRefy⁠⁠ or call 844-2-RAMSEY Visit⁠⁠ Zander Insurance⁠⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠ 🧠 ⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠ 💡 ⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠ 🪑 ⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:13.0	Live from the headquarters of Ramsey Solutions, it's the Ramsey Show where we help people build wealth, do work that they love, and create actual
0:25.7	amazing relationships.
0:28.4	I'm Dave Ramsey, your host, Dr. John Deloney, Ramsey Personality, Ph.D. in counseling,
0:33.8	host of the Dr. John Deloney Show, at number one bestselling author, he's my co-host today.
0:38.0	Open phones at AAA 825-5-225.
0:42.2	Hannah's in Fort Wayne, Indiana.
0:44.0	Hi, Hannah. How are you?
0:46.1	Hi, I'm good. How are you?
0:48.0	Better than I deserve. What's up?
0:51.7	So my question is, is I am 24 years old and I would consider myself, like, actively dating.
0:59.5	And I've been on many dates with guys that are well established and they make good money and they're nice.
1:05.7	But I haven't really liked any of them.
1:09.7	But I just met a boy and I got, I'm smitten with him. I like him a lot.
1:17.5	But he does make significantly less and he has significantly less than me. And I have some
1:26.0	goals that I would like to make for my future.
1:30.3	So I guess can I choose maybe to not be with somebody because of their finances?
1:36.5	All my friends say, no, money isn't everything, but it is something.
1:40.7	No, money's not everything, and financial instability is not a deal killer. The financial instability, though, is not the
1:49.9	problem. It's the symptom. And what you're worried about is the problem that's causing his underperformance
1:57.3	and his instability. And if he's irresponsible, lazy, impulsive, immature, those are reasons not to date someone.
2:08.9	But if he's a school teacher and he makes 50 grand.
	...

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