Don’t Get On The Financial Roller Coaster
Suze Orman's Women & Money (And Everyone Smart Enough To Listen)
Suze Orman Media
4.8 • 4.2K Ratings
🗓️ 23 November 2025
⏱️ 27 minutes
🧾️ Download transcript
Summary
On this Suze School episode, Suze explains more about the concept of a “free trade”. Plus, why it’s vitality important to know exactly what you’re invested in, how to figure year end tax strategies and what your cost basis will be, so you know what your plan is and how you can stick with it.
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Transcript
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| 0:00.0 | Susie, is it really true? |
| 0:02.2 | Is what really true? |
| 0:03.4 | The Alliance certificates. |
| 0:05.3 | Oh, you mean the rate that they're offering? |
| 0:06.9 | Yes, unbelievable. |
| 0:08.7 | Yes, it's true. |
| 0:09.9 | And all of you need to take advantage of it currently. |
| 0:13.6 | If you go to myalliant.com, you can get a six-month or one-year certificate for 4.10% that's a lot higher than a one-year |
| 0:27.6 | treasury, especially if you live in a low state tax bracket for $75,000 or more. It is $4.15 APR. So if you leave all the money in there, that's what you get. |
| 0:43.7 | So if you have money at a bank, at a brokerage firm, anywhere that you want a great rate, |
| 0:50.3 | I have to tell you, go to myeliant.com now before it disappears. I'm going, Susie. |
| 0:58.2 | I bet you are, Katie. |
| 1:04.0 | November 23rd, 2025. Welcome everybody to the Women and Money podcast, as well as everybody smart enough to listen. Today is Susie School. So get out your Susie notebooks. You know, I've been doing this now for 40 years. And over those 40 years, I have watched these markets go way up, |
| 1:33.3 | and I have watched them go way down. But I've always known one thing, that if you are invested in good quality stocks, if you are invested in good quality stocks, if you are invested and you have a plan |
| 1:49.4 | in the areas and you are diversified enough that you're not just all in one sector, |
| 1:56.4 | that over time you will make a significant amount of money. I've always said to you, |
| 2:05.3 | you are only to invest in the stock market if you have at least five, 10, 15 years or longer |
| 2:14.4 | truthfully, where you don't need the money. And the minimum there was five years. |
| 2:21.5 | And why five years? Because normally it will take five years from the top of something, |
| 2:28.9 | like the market, to go all the way down to the bottom and then all the way back up again. So I could quote you |
| 2:38.2 | numbers, I could give you examples, I can give you all of that, but we could also talk about |
| 2:45.0 | where many of you probably are emotionally and financially speaking at this moment in time. We have had an extraordinary run, |
... |
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