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Everyone's Talkin' Money

Don't Buy That Investment Just Because You Heard About It on a Podcast

Everyone's Talkin' Money

Shari Rash

Self-improvement, Business, Health & Fitness, Mental Health, Education

4.2 • 648 Ratings

🗓️ 21 April 2026

⏱️ 33 minutes

🧾️ Download transcript

Summary

Have you ever bought a stock, ETF, or fund because you heard about it on a podcast, saw it in a newsletter, or watched someone talk about it online? You’re not alone—and you’re not wrong for wanting to learn more about investing. But there’s a hidden risk that most people don’t realize: the problem usually isn’t the investment itself. It’s making financial decisions without a strategy built for your life. In this episode, Shari Rash, founder of GWA Wealth, breaks down the real danger of taking investment advice from podcasts, articles, social media, and talking heads. You’ll hear why different fund names don’t automatically mean diversification, how you might be buying the same investment over and over again without realizing it, and why performance chasing is one of the most expensive mistakes investors make. Shari also explains how financial media is designed to share information—not personalized advice—and why context matters more than any single investment recommendation. This episode will help you shift from reacting to headlines to building a clear, intentional strategy that supports your long-term goals. You’ll learn how to spot duplication in your portfolio, how to evaluate investment ideas before acting on them, and why having a plan makes market ups and downs feel less stressful and more manageable. If you’ve ever felt overwhelmed by investment advice or unsure whether your portfolio actually makes sense, this episode will give you the clarity and confidence to move forward. For more practical, real-life guidance like this, join the Talkin’ Points newsletter at everyonestalkinmoneypodcast.com. If you’re ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step. Talkin’ Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:23.3

Hear that. It's your big McDonald's hunger calling.

0:26.5

And that's not just any kind of hunger. It's the kind that calls for the big arch.

0:30.6

Stack with juicy beef, cheddar cheese and that big arch sauce.

0:33.9

Oh, and don't forget those crispy onions.

0:36.4

Hungry? You are now. Serve from 11 a.m. subject to

0:41.2

availability. Price and participation may vary. Okay. Raise your hand if this has happened to you.

0:46.8

You're driving to work, half caffeinated, podcast playing, and the host starts talking about some

0:52.9

stock or ETF or fund, and they sound so confident.

0:57.9

They've got the data. They've got the story. They've got that energy that makes you feel like if you

1:04.5

don't act now, you are literally leaving money on the table. So you pull up your brokerage app at the next red light and click

1:12.8

buy. Don't lie, we've all done it. Or maybe it's a newsletter you subscribe to or a tweet or sorry,

1:20.4

an ex post from someone with a verified checkmark and 400,000 followers who definitely knows what they're doing. Or your friend who made a

1:30.2

killing on something last year and has been very casually mentioning it ever since. And you think to

1:36.7

yourself, they sound smart, they sound successful, this sounds like a good idea. So you buy it.

1:44.6

And maybe it goes up.

1:46.1

Great.

1:46.6

You feel like a genius.

1:48.2

Thank goodness you're at the right place, at the right time, hearing that ticker on your

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