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The Ramsey Show

Don't Buy Crap You Can't Afford!

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.538.5K Ratings

🗓️ 3 January 2024

⏱️ 118 minutes

🧾️ Download transcript

Summary

Dave Ramsey & Dr. John Delony answer your questions and discuss: "I'm being sued by a credit card company," "Should we pay off student loans first or buy a house?" "Pull from stocks to pay off our house?" "Should I lie to my entitled mother about money?" "Should I pay my dad's parent plus loan?" "Should I use savings to pay off my truck?" "Go back to school if we still have debt?" "My wife struggles with my career as a firefighter," Dave's advice around prenups, "Should my parents set up a trust or a will?" "How can I get rid of my car?" "Convincing my daughter to pay cash for college," "Should I leave my marriage? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: NetSuite BetterHelp Zander Insurance Neighborly Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke! Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0

The Oh, Live from the headquarters of Ramsey Solutions. It's the Ramsey Show where we help people build wealth do work that they love and create

0:38.1

actual amazing relationships.

0:41.1

Dr. John Deloney Ramsey personality is my co-host today. He's host to the Dr John

0:46.0

Deloney podcast, which is ever so popular and his brand new book just hit number one last couple

0:51.9

months ago here, Building a no building a non anxious life

0:56.8

a number one bestseller again twice over so we're answering your questions today

1:01.1

about your life, your

1:03.0

relationships, the phone numbers triple 8. 825. 5225.

1:07.8

Alicia is with us to start this hour in Lansing, Michigan.

1:12.2

Hi, Alicia, how are you?

1:14.0

Hi, Dave.

1:15.0

First, I wanted to start with the fact that you're one of my heroes,

1:21.0

so this is one of the coolest moments right now for me to be able

1:24.0

talk to you and I appreciate you taking my call. I'm honored how can we help?

1:28.0

So a credit card is suing me paying some of my stupid tax apparently. So it popped up out of nowhere and I

1:40.3

already answered the summons and I'm trying to figure out where to go from here.

1:45.4

Okay. How much do you owe them?

1:49.4

8,100. 100. Wow.

1:53.0

Is that the actual balance or the puffed up balance after they added a bunch of fees to it?

1:57.6

The puffed up balance.

1:58.9

What was the actual balance?

2:01.4

I believe it was 7,500, so a little bit of background on this the reason I don't know the exact numbers is it was actually my abusive X that

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