I'm Chris Hale joining me today, Motley Full Senior, and I'm Lys Jason Moser.

Thanks for being here.

Happy to be here.

Thanks for having me.

I wanted to chat with you, in part because of something that you had tweeted out a few

weeks ago, and let me set this up for folks listening.

I do think we were chatting about this right before we started recording.

I do think we are in a very interesting moment for stock investors.

A few weeks ago, you had tweeted out a picture of a story that TechCrunch did almost exactly

one year ago.

It was December 31, 2021.

The headline was billionaire, Chimase Palaapatia says, Visa and Mastercard will be the biggest

business failures in 2022, losing out to Altcoin-linked projects.

As we're having this conversation, Visa and Mastercard are both down in the neighborhood

of 7% year-to-date that puts both stocks about, call it, 8 percentage points better than

the overall market.

The point is not to single out Chimase and say, this guy got it wrong.

It's really to talk about the part of disruption that doesn't get as much attention.

It's this question of when companies say that they're going to disrupt an industry, I feel

like we don't talk enough about the question.

How do you think the companies that you're attempting to disrupt are going to react?

Yeah.

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