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The Ramsey Show

Don’t Believe the Lie That You Need Credit To Survive!

The Ramsey Show

Ramsey Network

Self-improvement, Investing, Business, Education

4.636.7K Ratings

🗓️ 21 October 2024

⏱️ 84 minutes

🧾️ Download transcript

Summary

📱Watch the full episode for free in the Ramsey Network app. George Kamel & Jade Warshaw answer your questions and discuss: "How do I start over at age 40?" "My truck is taking over my budget," "Is it necessary to have a credit score?" "My girlfriend is giving me an ultimatum based on who I vote for..." "How do I financially prepare for a divorce?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY 💤 Visit Helix Sleep for special offers! 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for18% off at The Nokbox 🏛Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 💵 Start your free budget today. Download the EveryDollar app! 🎟️ See Dave and John LIVE in a city near you! ☂️ Protect yourself with the right coverage—take our coverage quiz! ✅ Free tools and resources to find the right insurance for you Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0

The From Ramsey Network, this is the Ramsey Show, where we help people build wealth, do work that they love, and create amazing relationships.

0:23.0

I'm George Camel joined by Jade Warsaw and we're taking your calls at

0:26.4

AAA 825-525.

0:28.6

You can't tweet it, you can't exit, you can't DM it, you got a call if you want to be on the show.

0:35.0

That's how it works.

0:36.0

Triple 8 825.

0:37.0

5 225.

0:38.0

5 225.

0:39.0

I just had to put it out there, Jay.

0:40.0

Well, there is the Ramsey Network Question of the Day.

0:42.0

That's true. That's the only other way to get your question answered on the show.

0:45.8

We appreciate all of you listening and calling in. Matthew kicks us off in Vancouver.

0:50.6

What's going on, Matthew?

0:51.9

Hey guys.

0:54.0

Basically, just trying to get some motivation or figure out if or how I can start over at 40.

1:04.0

Oh, what is starting over mean?

1:07.0

Creating a life, again, getting a house, getting some savings.

1:12.0

I mean, starting over sounds like there was a rock bottom like life

1:15.2

happened to you was there a divorce did you lose everything what happened? Yeah basically

1:21.2

all the above lost my business do you a COVID

1:25.6

Oh no

1:26.4

left me with significant debts that also a divorce around the same time. So the ex-wife sold the house and took the proceeds, still

...

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