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The Ramsey Show

Don’t Be Middle Class Fancy (aka Broke)

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.538.5K Ratings

🗓️ 5 February 2024

⏱️ 118 minutes

🧾️ Download transcript

Summary

💵 Sign up for EveryDollar today - Create a free Budget! George Kamel & Jade Warshaw answer your questions and discuss: "Should I finance a $46k car when I make $42k a year?" Tacky or Hacky: are these legit ways to save money at restaurants? "How should I use my tax return?" "Should I ask my family to buy me a house?" Do these 3 things to set yourself up for retirement. 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Support Our Sponsors: The Chosen Zander Insurance BetterHelp USCCA Neighborly Next Steps 👍 Help us make the show better! Please fill out this quick survey! 🎟️It's game on! Get your ticket for Total Money Makeover Weekend. 📄Need help with your taxes? See who we trust. File Your Taxes The Ramsey Way Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0

The Oh, Live from the headquarters of Ramsey Solutions, it's the Ramsey Show, where we help people build wealth, do work that they love, and create amazing relationships.

0:39.0

I'm George Campbell joined by the one and only Jade Warsaw and we're taking your calls at

0:44.6

AAA 825 5225. I know y'all are DMing us all your questions and I say

0:50.9

call the Ramsey show. Okay I can't sit here all day call the Ramsey Show.

0:52.6

Okay, I can't sit here all day in the DMs.

0:55.2

This is where we answered the world's questions.

0:58.0

So call us up and we will help you.

1:00.4

Zachary has chosen to do so to kick us off.

1:02.4

He's in Madison, Wisconsin. What's going on, Zachary has chosen to do so to kick us off. He's in Madison, Wisconsin.

1:03.8

What's going on Zachary?

1:05.8

Hey, how's it going?

1:07.8

Good, how are you?

1:08.8

Good, good. I was just calling to get some input. I'm currently a travel nurse and we don't have like a retirement plan for travel nurses and my wife she doesn't have a retirement plan and we don't have any debt right now

1:26.6

we have about 200,000 and savings and we don't have much of retirement and we were looking to buy a house, but we didn't know whether to just put all of our monies that we have in savings into our retirements or to try and buy a house.

1:42.0

Mm. We are right now we have a Roth IRA.

1:45.0

I have about 50,000 in that and then she has like maybe 20,000 in hers.

1:51.0

Okay.

1:52.0

How old are you two?

1:54.7

Uh, 29 and she's 28.

1:57.4

Great.

1:58.1

Well, the good news is you guys got plenty of time to build wealth and the fact

2:01.3

that you have this amazing foundation, no debt and 200 grand tells me that you're on to something here.

...

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