Dollar-Cost Averaging vs. Lump Sum: What’s the Smarter Move?
InvestTalk
Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors
4.4 • 1.5K Ratings
🗓️ 22 November 2025
⏱️ 47 minutes
🧾️ Download transcript
Summary
We tackle the classic investing dilemma of putting your money in slowly versus investing it all at once, and explain when each strategy can make the most sense for real-life investors.
Today's Stocks & Topics: Cameco Corporation (CCJ), Market Wrap, Chipotle Mexican Grill, Inc. (CMG), “Dollar-Cost Averaging vs. Lump Sum: What’s the Smarter Move?”, Themes ETF Trust - Leverage Shares 2X Long SPOT Daily ETF (SPOG), Crypto, Key Benchmark Numbers: Treasury Yields, Gold, Silver, Oil and Gasoline, Retirement, Unusual Machines, Inc. (UMAC), Adient plc (ADNT), Palantir Technologies Inc. (PLTR), Private Equity.
Our Sponsors:
* Check out Anthropic and use my code Claude.ai/invest for a great deal: https://www.anthropic.com
* Check out Chilipad and use my code sleep.me/INVEST for a great deal: https://sleep.me
* Check out Plaud AI and use my code INVEST for a great deal: https://plaud.ai
* Check out Progressive: https://www.progressive.com
* Check out Quince and use my code quince.com/invest for a great deal: https://www.quince.com
* Check out Scribe and use my code scribe.how/invest for a great deal: https://scribe.com
* Check out TaskRabbit and use my code INVEST for a great deal: https://taskrabbit.com
* Check out TruDiagnostic and use my code INVEST20 for a great deal: https://www.trudiagnostic.com
Advertising Inquiries: https://redcircle.com/brands
Transcript
Click on a timestamp to play from that location
| 0:00.0 | On radio, on YouTube, streaming live on invest talk.com, and for our podcast subscribers, this is |
| 0:12.1 | InvestTalk, independent thinking, shared success. |
| 0:17.9 | InvestTalk is made possible by KPP Financial, a registered investment advisor firm, serving clients throughout the United States. |
| 0:27.2 | Here is KPP Financial Portfolio Manager, Luke Guerrero. |
| 0:33.5 | Good afternoon, fellow investors, and welcome back to this Friday, November 21st, |
| 0:39.6 | 2025 edition of InvestTalk. |
| 0:42.9 | I'm your host, Lou Guerrero, and I'll be here with you over the next 45, 50 minutes as we |
| 0:47.8 | count down the seconds until the weekend where we all get to sit back and relax. |
| 0:54.1 | Certainly, hopefully, you've been... Until the weekend where we all get to sit back and relax. |
| 1:03.8 | Certainly, hopefully, you've been paying attention this week, and you understand that, well, it's been a pretty volatile week. |
| 1:19.0 | Now, looking ahead, right around the corner, Thanksgiving will more than likely show a trim down and volume and probably more muted price action that at least we can impart some wisdom from. |
| 1:30.8 | But in spite of that, our learning does not end. Our job each and every day is to come to this show with the goal of helping to make you a better and more informed investor. Now, in order to accomplish that, we have a mixture of educational |
| 1:35.5 | items, actionable material, but the most important part of this show, I always say your |
| 1:41.9 | finance and investment questions. |
| 1:48.1 | And because that is the case, we will go to our first live call. |
| 1:50.7 | Jerich from Halifax all the way up in Canada. |
| 1:52.7 | You got a question about CCJ. |
| 1:54.2 | Hi, Luke. |
| 1:55.2 | Thanks for taking my call. |
| 1:57.6 | Yeah, I have a question about Camaco. |
| 2:05.0 | Just looks like it's slowly coming back down to Earth here and wondering what you think is fair value for this stock here. |
| 2:08.0 | And also what your thoughts are on this general supply demand dynamic for nuclear |
... |
Please login to see the full transcript.
Disclaimer: The podcast and artwork embedded on this page are from Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2026.