This is the Ramsey Call of the Day, part of the Ramsey Network.

Today's question comes from Linda in Colorado. She says this, my husband changed positions

within his company and needs to return his company work truck. And we now need to buy a quote new truck. A lot of new

trucks and used trucks are within a few thousand dollars of each other. Sometimes you'd used ones are

almost the same as new. I've heard you say many times not to buy new because of the immediate

depreciation of driving it off, but does this weird market skew that

advice? My husband also reminded me that you said that if you have enough money, you should just

buy what you want. Even though we are debt-free and have a $5 million assets and cash,

I am still kind of a penny-pincher and want to keep the truck at or under 30K.

What advice can you give us regarding new or used? Oh man, I love this question. You know,

I get it. Like I think sometimes you can look at the car market and you can think, okay,

like I want to do everything the Dave way. And especially with them, it sounds like they're well

into baby step seven. You know, I think sometimes when you're in that, you just get

used to that, that feeling of holding back and, you know, putting aside. But, you know, I think that

you guys have earned the right, Linda, to go ahead and buy this truck. You've got five million

in net worth. And we teach here that if your, if your net worth is over a million

dollars, you have earned the right to purchase the car that you would like to drive. And not only

a used vehicle, you could actually purchase it outright. Now, if that doesn't feel right for you,

I think that's fine. But basically right now, I'm just giving you permission to go ahead and get the car or the truck in this case that you're wanting to get. Now, you gave him

permission to get the truck. She didn't want to. No, that's true. She didn't want to. And they still

might not. She wanted us to tell him he can't buy a truck when he's got $5 million. Dude, buy whatever truck you want. Buy the truck. Seriously. That's ridiculous.

And she wants to keep it under $30K.

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