Welcome to the Jill on Money Show.

It's Saturday, December 10th.

And we are here.

We, me and Mark T'lair, say, with the executive producer extraordinaire, we are here trying

to help you make better financial decisions, just one person at a time.

And it doesn't have to be a perfect decision.

You don't have to go back and figure out like why you did this horrible thing in the past

that left you in a rotten situation, or necessarily take credit for the fact that you're actually

just lucky.

You weren't such a genius, but you're lucky and you got a good amount of money saved.

All those things are great, fine.

But we just want you to look forward and be able to make better choices and maybe relieve

some of your anxiety.

And in order to do that, we ask you to do a little work.

Go to our website, JillOnMoney.com, click the contact us button, and you'll let us know

if you would be willing to come on the air.

And if that's the case, Mark does everything else.

Today, we're talking to Bill from Buffalo.

Well, I just have some concerns.

My wife and I just have some basic retirement accounts.

But we decided to meet with the person who manages my 401K and just gets some advice.

She was suggesting for some retirement planning that we look at a whole life policy to

...