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So my question is, I recently inherited some money from my father who passed away.

And it's enough money to pay off the mortgage on the house. And my question is whether I should do that or invest the money in investments like in Canada,

it's not an IRA, it's an RRSP.

Right.

And, you know, things like that.

And we do have, I have two children.

I'm married.

I'm 60.

My wife is 55.

We have 11-year-old twins.

And so, you know, we do have a college account for them.

We have an investment fund for them as well. So there's only enough money

to either pay off the mortgage or not. The wrinkle in the question is, you know, the people aren't,

my wife is a compulsive shopper. So we've been married 16 years, and we've gone to counseling on this issue a number of times.

And, you know, she promises to change and to stop, and it doesn't change.

Um, my, my wife's parents are not wealthy, but they were, uh, you know, comfortably middle class.

They were very wise with their money.

So, um, when we got married, they actually bought a house as a gift for us that we live in.

It's in my wife's name alone.

I didn't realize how much credit card debt she had racked up, and it was in the hundreds of thousands.

So we ended up having to get a mortgage on the house to pay off the credit card debt, and that mortgage is in both of our names.

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