It's Brian Preston, the money guy, restoring order to your financial chaos, retirement, investing,

taxing. You've got financial questions. He's got financial answers. It's Brian Preston, the money guy.

Here's a good one, Brian. This is from Blake. With inflation and volatility at the levels they

are today, would you recommend continuing to invest in an SNP ETF, start investing in reets,

or both? Let me go into the disclaimer as the compliance guy. We can't give specific investment

recommendations. We cannot give specific advice. But I think it's really interesting to remind people

Brian, how dollar cost averaging works and what you want when you are dollar cost averaging.

And what the ideal dollar cost averaging scenario really is because I think it's counter to what

most of us think. Yeah, I mean, well, because you watch the nightly news and they're making

your panic about this. But anybody who is decades from retirement, you should be so excited about

the volatility of the markets because we've done so many case studies and shown you that like even

during the Great Depression, there was a period of time between the 1930s all the way out believed

to like 1954 where the Dow Jones actually didn't make money. There was such a huge price dropped

like a rock because of the Great Depression. And then it took 20 plus years to recover. And you

see that stat and you get depressed, you go, man, what if that happened now? Once again, if you are

decades from retirement, once again, you should rejoice because when you are buying in every month,

because that's the data we've shown people through our case studies is if you are buying every month,

every year, you know, it's okay even if there's volatility because you're going to keep buying

lower shares, you're going to buy more shares. And then people were always shocked when I

showed that case study and say, look, you would have made over 11% per year in a two-decade period where

the market actually made no money. So rejoice on the fact that volatility is your friend because

it's one of those things where I think you ought to think like a financial mutant when things are

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