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You're listening to Ramsey Everyday Millionaires, where we talk investing, retirement, building

wealth, and outrageous generosity.

Let's go to Jose and San Diego, California, Jose Hacqueville.

How are you guys doing today? It's a monitor talk to both of you.

Well, it's our honor, sir. What's going on?

Well, I'm at a crossroad in my life. I'm 52 years old, my wife is 46.

And as of May 1st, we are on big steps seven.

Look at you, Jose.

Yes, so my question is that it's kind of still so real too much later.

You know, not having a home payment is so real and sometimes I feel like I'm confused.

But one of the things that I need some direction is life insurance.

I still pay on both of us. I just did it for this whole next turn.

So I have a turn for until I'm 62 or 500,000 in my wife.

Like I said, it's 46 years and I have heard to do aged 60, 300,000.

And I'm just wondering, should I continue to do that?

Where are you guys at as far as your net worth?

Well, the last time I checked, which was around a month ago, it was 1.7.

Awesome.

Another milestone that I just hit was my retirement accounts and accounts that I have in

possession in banks and all that is just past 1 million.

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