Welcome to the Jill on Money Podcast. It's the weekend. It's a summer weekend in August.

I know. All you want to do is talk about financial stuff. All right. Let's keep this tight.

It's Saturday, August 28. This is a program that takes a mystery out of your financial life.

And if you have questions, just send them to us. Ask Jill at JillOnMoney.com. This weekend,

it's all about you. We're doing calls all week during my vacation. So here we go. It's D from

Seattle. Hi, D. What can we do for you? My husband and I, we have about a million in

stocks in the S&P. We have 500 in a money market. We have a 500,000 in a money market. A hundred

thousand in CDs. We have about a million dollars in real estate. And we have been talking to our

financial consultant. And she has recommended to take the 500,000 from the money market and put it

into a managed bond fund. We're pretty light in bonds. We realized that it wasn't our intention

to get into bonds. And now the market's just gone like all crazy. Yeah. I like that. That's the

absolute best way to describe it. The market's gone all crazy. So the million dollars in stocks

is that in individual stocks or is that in index funds? What's the nature of the stock position?

Some of it is individual stocks and some of it is in index funds. Okay. And you guys manage that

yourselves or it is this person, this financial consultant. Does that person manage it for you?

So we manage all of our own individual stocks. Okay. And my husband has been using money

from the 500,000 that's in the money market to buy the stocks. And he is a huge believer in,

oh my god, this is the time to really look for some good deals out there. There's good deals left

and right. There's got to be a few out here. Let's find them. But if we tie that money up into

this managed bond fund, that's what's going to be available to us. Yeah. We're recently retired

both of us. Yeah. Early 60s. So it's not like, well, you know, we can still be doing the 401K,

43B. Those are gone now. So now it's figured it out. So let me ask you a question, Dave.

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