Do We Need a Planner?
Jill on Money with Jill Schlesinger
Audacy
4.6 • 1.9K Ratings
🗓️ 1 September 2022
⏱️ 11 minutes
🧾️ Download transcript
Summary
As we get ready for retirement in a few years, does it make sense for us to find a planner?
Have a money question? Email us, ask jill [at] jill on money dot com.
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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.
Transcript
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| 0:00.0 | Welcome to the Jill on Money Show. |
| 0:05.4 | It's Thursday, September 1st, and we continue, even during our vacation, even as we go into |
| 0:12.7 | a long weekend, and these weekends get longer and longer as people are working remotely. |
| 0:18.3 | Even with that, we want to help you out. |
| 0:21.8 | If you've got a financial question, just go to JillOnMoney.com, click the contact us button, |
| 0:27.2 | and you can always check that box to say you want to come on the air with us. |
| 0:30.2 | That's what Michelle did. |
| 0:31.2 | My dilemma is this. |
| 0:33.2 | My husband and I are going to retire in a few years. |
| 0:36.2 | We're thinking around four years from now, and we have been thinking maybe we need some help trying to figure out |
| 0:46.2 | exactly how to manage our money and what's the best way of getting money out of certain accounts |
| 0:53.2 | and the tax situation around what we use when, and so we've been interviewing some financial advisors |
| 1:04.2 | or they've approached us, some of them, and I like to do things myself. |
| 1:12.2 | A lot of times I really like investments, like researching and knowing more about it. |
| 1:18.2 | That's why I listen to your podcast. |
| 1:21.2 | All these investors want to charge us a course because we're using their services. |
| 1:27.2 | They're going to charge us a fee, which is fine. |
| 1:30.2 | However, it's going to be at least $10,000, you're probably more. |
| 1:36.2 | Hold on, let me just go back up for one second. |
| 1:39.2 | Your four years from retirement, tell me how much money have you saved in retirement assets approximately? |
| 1:47.2 | In 401K, we have about two and a half million. |
| 1:55.2 | Okay, great. |
... |
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