Brought to you by the Every Dollar app. Start budgeting for free today. I got an email from the Social Security Department with my yearly statement.

Okay. So I thought, all right, I'm a young buck, but I'll open this up. Let me see what's inside this bad boy.

Uh-huh. And it was pretty interesting to see how much money the government thinks I will be given when I'm the ripe age of 62 or 70.

And I wanted to break this down because we get this question frequently on the show.

People are asking, hey, when should I take Social Security?

Will it even be there for me?

Note on that part, there's actually a spot in the document where they know that people

are concerned about this. So like, hey, we want to give you confidence in your future in retirement.

So click this PDF to show how we'll be there for you. Well, here was the rousing confidence booster.

We know that at least until 2034, the money will be there.

And I was like, okay, 2030, that's 10 years from now.

So 10 years from now, they're not going to have 100% of the funding to keep Social Security going.

And we know this.

And they encourage me by saying, hey, listen, even if nothing changes, we'll still be able to pay

80% of each benefit due. Because that's fair, because I paid into this thing for my whole life for them to

then discount it. But keep in mind that the benefit was only at a portion of your... Exactly. So they're

giving you 80% of what was already, what was only a 40% benefit to begin

with so uh we're at 2.83 trillion in the fund in the trust funds as it stands today and so that's why

i encourage people especially the younger generations do not rely on this this is icing on the

cake and i talked about this in my new book,

Breaking Free from Brokejade. Can I tell you what I wrote? Hit me. Research from the Fed reveals 26%

of non-retired Americans have $0 in any kind of retirement account. That's one and four non-retired

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