Do Not Do This Until You're Married

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 2 November 2023

⏱️ 5 minutes

🔗️ Recording | iTunes | RSS

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Summary

Today's episode features Dave Ramsey & George Kamel. The Ramsey Show Highlights is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel & Jade Warshaw. Part of the Ramsey Network. Delivered to you seven days a week. 💸 Budget for free with EveryDollar: Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Brought to you by the Every Dollar app.
0:04.3	Start budgeting for free today.
0:06.7	JT starts this hour off in Dallas.
0:09.3	Hi, JT.
0:10.1	What's up?
0:11.8	Hey, how's it going, Dave?
0:12.9	What's up, George?
0:13.8	Hey.
0:14.1	Congrats to Dr. Joloni, too.
0:16.3	Thank you.
0:17.0	How can we help today?
0:19.2	Yeah, so me and my fiance are preparing to buy a house in Dallas.
0:24.6	And basically my question is I'm kind of worried if I'm overspending on my mortgage.
0:33.6	And so the house is worth $350,000. I think it's a great deal. Mortgage interest, PMI, all that good stuff
0:45.3	would be 2840 and our combined income monthly, if we're just, because we both work in sales,
0:53.3	if we're just saying our salaries, it's 7,400, if we do our salary plus 50% of commission, it's around 12,000 post-tax a month.
1:05.2	Okay. Is this on a 15-year fixed?
1:08.2	It's not. That's the one. Yeah. I'd put it on 15-year fixed or I wouldn't do it.
1:13.7	And I think you can afford to do that and still do it within these numbers.
1:17.5	However, you're speaking as if you're already married and you're not.
1:20.9	When do you get married?
1:22.9	Our wedding is dated for May.
	...

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