Welcome to the Jill on Money Show. It's Sunday, April 30th, and we are here trying to help you make better financial decisions. Doesn't have to be the best, just a little bit better. If you've got something you'd like to discuss with us, it could be anything from, how am I going to move and buy a home?

It could be, how am I going to fund my kids' college education?

What about my retirement?

I'm thinking about a new job.

I need to get out of this horrible job.

Whatever it is, we'd love to hear from you.

All you need to do is go to our website, jillonmoney.com.

Click the contact us button.

And if you check the box, it says you want to come on the air.

Mark does everything else.

Don't forget also that we've got our brand new webinar posted up on the website.

Wednesday, June 28th, Dave Stahoviac.

He is the host and founder of coaching for leaders.

He is a management god. And he can help you

answer all different questions about leadership. And I think you're going to really like him.

So to get to that beautiful webinar that is coming up, you'll have to subscribe to Jill on Money

Live. All right, today we are talking to our listener, Rachel. Well, Jill,

I'm asking for some advice. I met with a financial planner recently whose services were

provided to me for free through my employer. And he recommended some financial products that

I'm not very comfortable with or I'm not understanding very well.

And I wanted to get your opinion. I don't want to miss out on something that is a good idea for me,

but I'm not sure that these complicated products are a good idea.

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