Do I need a Roth?
DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing
Bleav + Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!
4.6 • 858 Ratings
🗓️ 22 December 2025
⏱️ 19 minutes
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| 0:00.0 | Hey, this is Ali, and thanks for listening to the show. |
| 0:04.3 | Give us a five-star review where you listen and share this episode with someone who might need to hear it. |
| 0:08.5 | Now, enjoy the show. |
| 0:13.2 | Welcome back. |
| 0:14.3 | Ladies and gentlemen, you're listening to another edition of DIY Money. |
| 0:17.4 | DIY Money. |
| 0:18.1 | I want to say, I wish we would have had that on audio, that I had to pump you up. You had to fire me up. I mean, we're now filming at 4 o'clock, 5 o'clock in the evening. Which is ridiculous, right? Because we're both morning people. But we have to, you know, we have to do that for someone else who's in the room that's not a morning person. That's. E. A. Howard. Yeah, she needs seven hours. |
| 0:37.7 | I want to paint the picture because we're not on video that we were just about to start this. In fact, I did the opening line. I look across the table. Logan still has his jacket on. By the way, I turned up the heat for them well in advance. If you've been listening along, you know, I'm not spending all sorts of money. |
| 0:54.6 | It's not just raining money. |
| 0:56.6 | And so I turn up the heat. |
| 0:57.7 | They get cozy. We got sparkling water. He's got his jacket on. He slouched over. It's like somebody beat him or something. And I'm like, pause, time out. We need to get fired up here. So we're now fired up. We're back. We are back. We are back. |
| 1:13.7 | And we're the three best friends that anybody could have. We're the three best friends that |
| 1:19.0 | anyone could have back. Jackets off. You're sitting upright. All right. Are we good? |
| 1:24.8 | We're good. Okay. DIY money time, everybody. |
| 2:02.5 | Allie's and Stitches over here. I want to know, as we roll into the holidays, what's the one thing that you do every year you're looking forward to? That I'm looking forward to. That was the, okay, maybe not looking forward to. What's the one thing you're going to do this year? So, yeah, so our holiday tradition right now is just chaos because, you know, we're newlyweds. We don't have children yet. I don't have the excuse that we have kids. We're not going 57 places. So we go 57 places for Christmas right now. It's not as awful as it seems. but Thanksgiving is actually easier than Christmas because you normally have like a three-day gap and then you have the weekend. |
| 2:04.1 | Not so much. |
| 2:18.2 | So we like Christmas, we'll drive Thursday morning after we both get off work Thursday. We'll, yeah, after Wednesday, we'll get off Thursday morning. We'll drive to Henderson. Christmas is on Thursday. Yeah. Thursday morning of Christmas Day, you will drive somewhere. |
| 2:19.2 | That's where we'll start. |
| 2:19.7 | Woo. |
| 2:20.1 | Yeah. |
| 2:20.7 | So we'll start. |
| 2:33.5 | We'll drive to Henderson, Kentucky. And then we'll have Henderson. How far away is that? Three hours. You're going to be three hours on Christmas morning in the car. Yeah. Are you excited yet? No. Okay. So then we will leave there on the 26th. |
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