Welcome to the Better Off Bonus Call the Week. We're sponsored by Betterment, the largest online

financial advisor. Now remember you've got two chances every single week to get on the air.

I would say most weeks in case I do blab on too long with a guess, which I sometimes do.

Tuesdays, we do the better off bonus call of the Week, that's today's episode, but the longer

show on Thursdays we have a listener question of the week and we'd love to hear from you.

The easiest way to get on the air with us, just send an email Jill at better off podcast.com ask Jill at better off

podcast dot com that is what Michelle did Michelle welcome to the show how are you?

I'm fine thank you What can I do for you? Well, my dilemma is this. My husband and I are going to retire in a few years. We're thinking around four years from now and we have

been thinking maybe we need some help trying to figure out exactly how to manage our money and what's the best way

getting money out of certain accounts and the tax situation around what we use when.

And so we've been interviewing some financial advisors

or they've approached us, some of them.

And my, I like to do things myself a lot of times.

I really like investments.

I like researching and knowing more about it.

That's why I listen to your podcast.

And all these investors want to charge us, of course,

because we're using their services. They're going to charge us of course because we're using their services they're going to

charge us a fee which is fine however it's going to be you know at least ten

thousand dollars you year probably more.

Hold on, let me just go back up for one second.

So you're four years from retirement.

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