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Frequent Miler on the air starts now. We've got a fantastic show for you today. Or I should say,

have we got a fantastic show for you today? I mean, I hope we've got a fantastic show for you today? I mean, what do you think, Nick? I hope we've got a fantastic show every week. But, yes. Good point. We don't know because we're just starting the show now. It's not like we record it, edit it, and then do the introduction later like some shows do. Right, right. We don't rehearse it or there's not like a dry run or anything like that. We just... Right, right. So this could be the one week where the show absolutely bombs. We don't know.

We don't know. But we have faith that this is going to be a great show. We think so.

Our main event today, and we are. I'm really excited about the crazy thing. So we'll get to that soon. But our main event today

is chasing category bonuses. Is it really worth it? First, of course, feedback time. So let's drag

out the giant mailbag. Dragging that mailbag out. We keep getting comments about it all the time. Yep. All right.

And I'm reaching over into next mailbox. Okay, there we go. And okay, got it.

This feedback is from Nick. It says, I did the product change to the venture earlier this week. My account

has no way to generate a referral link though. Don't. That may end up being a waste of $95.

Poor Nick. What's going on here? Poor guy. I'm sorry to hear that, Nick. I thought you were brilliant for a minute.

And I realized that you weren't. And that's because you are me, Nick. So yeah, that was, that was, this is Greg's

nice way of saying that it's confession time. It is confession time. What's going on?

So I have to confess, as I talked about a few weeks ago, I product changed my capital one garbage card. That's not really what it was called, but it was something like a garbage card. Might as well have been. Might as well have been the $39 annual fee for one and a half percent cash back. So it was a garbage card that I've had. It was like my first credit card. So had it for a long time. Stinks, I paid the annual fee longer than I should have.

And so it was time to product change. We talked about that a few weeks ago, how I could have

product changed it to like the quick silver card with no annual fee and the same one and a half percent

cash back. But instead, glutton for punishment that I am, I decided instead to upgrade it to

the Capital One venture card, which has a $95 annual fee. Of course, why you ask? Well, we talked about it already. We said that I did that because I'm in the rare position where I can use my referral link and generate referrals. So the referral cap on that is $500 a year, five referrals, $100 a piece. So I figured, ah, it's worth the gamble. I don't know if I'll get that many referrals or not, but it's worth a gamble to give it a shot and see. So. But now you know how many referrals you do. I do. Yeah. The key is if you want to pick up referrals, you have to be able to generate a referral link. That's kind of like the minimum standard for picking up referrals. And so if there's no link for people to click, I can't very well get anything out of that. So sure enough, in my account, there is no ability to generate referrals now. So now you have a theory as to why that is. I do. I do have a theory as to why this. And I'm kind of excited potentially. I don't know if excited is the right word I found it

interesting so when my venture venture card came in the mail I was really surprised now I should say it

was half surprised because I saw something about this online it looked like it was still a master

card but if you know credit cards you know that the venture card is a visa so I thought that has to

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