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The Ramsey Show

Ditching Debt Is the Fastest Path From Stress to Peace

The Ramsey Show

Ramsey Network

Investing, Education, Business, Self-improvement

4.538.5K Ratings

🗓️ 16 July 2024

⏱️ 120 minutes

🧾️ Download transcript

Summary

📱Download your Ramsey Network App today! Dave Ramsey & Jade Warshaw answer your questions and discuss: "I can't forgive myself for past financial mistakes," "Can I use my inheritance to purchase a truck?" "Should I do the Baby Steps out of order?" The facts about extended warranties, "We have $150K in credit card debt," "Should I consider a short sale of my house?" Support Our Sponsors: The Wellness Company: urgentcarekit.com/ramsey for 15% off medical emergency kit Christian Healthcare Ministries: Find out more at CHMinistries.org/budget Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today. BetterHelp: betterhelp.com/Delony to get 10% off your first month Health Trust Financial: Discover Top Health Insurance Plans, All in One Place. Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ☎️ Share your thoughts on The Ramsey Show & more! 📚 Teach Kids About Money! 🏠 Find a Ramsey Trusted Real Estate Agent 💵 Start your free budget today. Download the EveryDollar app! Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0

The Live from the headquarters of Ramsey Solutions, it's the Ramsey Show where we help people,

0:21.4

build wealth, do work that they love and create actual amazing

0:29.2

relationships. Thank you for joining us America. We're so glad you're here.

0:35.0

Open phones at AAA 825-52-25. Number one best-selling author and Ramsey personality.

0:40.0

Jade Washaw is my co-host today.

0:43.0

Thanks for being with us.

0:44.1

Alyssa is with us in Dallas, Texas.

0:46.5

Hi, Alyssa, how are you?

0:49.0

Good, how are you, Dave?

0:50.1

Better than I deserve.

0:51.2

What's up? So, big fan of yours, my husband and I,

0:55.0

I own baby step six, but I needed your advice with my stepdaughter.

0:59.0

So the situation is back in April,

1:02.0

I had wanted to plan plan I planned a family vacation

1:05.3

rented a cabin and I wanted my husband's family included so there was about five

1:10.0

families total I also wanted to include his 30 year old daughter and she has an

1:15.5

eight month old son. It was 270 per family because my mother-in-law paid for the

1:21.5

majority of the cabin.

1:23.8

So his daughter had paid me $170,

1:25.8

leaving a remainder of $100.

1:27.6

Five days prior, she kept asking how to budget for the trip.

1:32.0

I felt like she was trying to get me to offer to pay for the

...

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