meta_pixel
Tapesearch Logo
Log in
Financial Audit

Disgusting Degenerate Steals $40,000 From Everyone | Financial Audit

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.4 • 894 Ratings

🗓️ 30 August 2024

⏱️ 81 minutes

🧾️ Download transcript

Summary

LAST CHANCE to join my FREE 5-Day Financial Refresh Challenge and get your finances to the next level—no matter where you're at now! (Limited spots available) https://calebhammer.com/challenge/ That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month ▶LIMITED TIME: 1) The best budgeting program online: https://calebhammer.com/budget 2) Get all the tools you need to reach financial freedom. Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle ▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join _______________________ ▶Resources I use/would use (with discounts/sign-up bonuses): 1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link 2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms & Conditions Apply 4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer 5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/ 7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

Say hello to the next generation of Zendesk AI agents, built to deliver resolutions for everyone. Loved by over 10,000 companies, Zendesk AI agents easily deploy in minutes to resolve 30% of interactions instantly. That's the Zendesk AI effect. Find out more at Zendesk.com. To watch episodes of Financial Audit a week earlier, check us out on YouTube. You take it out of you for a look, yeah. I needed a little extra.

0:22.9

You know, if we went back time and we looked there, okay, maybe things were tighter and maybe you couldn't have fully made your payments.

0:28.6

But I don't know. Based on your spending, I don't believe that for a single second. I like also

0:33.0

treating myself. I'm gonna... It helps. I also want to die.

0:39.3

Hi, my name's Sierra.

0:40.5

I'm 27.

0:41.3

I'm based out of Austin, Texas, and this is financial audit.

0:45.4

Welcome on the show.

0:46.5

So what do you do for a living here in Austin?

0:48.4

I'm an accounts payable clerk.

0:50.3

Okay.

0:50.8

And what do we make?

0:52.4

Like 20 an hour, so is that like, what, 40? 40 a year. How do you feel living on Austin and that? Not great. Yeah, Austin's kind of a higher cost of living place to live. You get 40 hours a week? Yeah, yeah. Sometimes I try to do overtime, though. You get paid time off? Not yet i'm temp no but really okay how only have you been

1:12.5

in this job um about two months next month is my final one yeah yeah next month's your final month

1:19.5

yeah and then what and then i'm permanent oh yeah i've already had that conversation oh okay

1:24.0

it's official yeah permanent at what wage uh still 20 okay i know Is this what you want to be doing? I do like it. I like it a lot, actually. 20 is not absolutely, you know, horrific or anything. You know, definitely depends on the household situation. Depends on debt. Depends on the place you're living in. Okay. Now, what do you think came in through payroll in this last month?

1:47.3

Oof. Not much because I was...

1:49.4

That's on a number.

1:50.4

Okay. So I'm going to say 3,000, maybe. Maybe a little less.

1:56.5

2,600. I'm going to say.

1:59.9

2,235.

2:02.9

Oh. Does that sound normal? Yeah that that kind of sounds about no now there is an a C.H deposit of six

...

Please login to see the full transcript.

Disclaimer: The podcast and artwork embedded on this page are from Caleb Hammer, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Caleb Hammer and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright © Tapesearch 2026.