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This is the retirement and IRA show coming to you from beautiful Northern Colorado.

Join us as certified financial planner Jim Sonier, as well as Colorado State University Finance instructor and certified financial planner

Chris Stein teach you about IRAs, borrow-in-case, annuities, social security, pension plans,

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That's Jim H-E-L-P-S dot com and click the Meet the Team button on the homepage. Now here's Jim

and Chris with today's show.

Well, hello everybody and welcome to the Retirement and IRA show, EDIU edition for this week.

Just survived a big hailstorm at my house. So I'm glad it passed. Otherwise, there'd be a very odd sound in the background.

Jim's back in Ohio right now, so he wasn't here for this, although I checked the radar while it was happening to see if it was stretching down south toward Jim's Garden. And at least on my view of the radar, it looked

like it was free, at least for now, although there's some waves coming through here.

But yeah, we haven't really had a significant hailstorm at my house in quite some time.

So it was quite a nice event.

It didn't appear to be large enough to cause much damage, but it was quite loud.

EDU show today is going to be comprised of us chatting about an article from Kiplinger that had been sent to Jim by several of our listeners.

So it must have caught the eye of a number of you.

And they have, I glanced through it. Jim forwarded it to me a little bit ago. And so I skimmed

through it a little bit, and it appears they've got some thoughts, at least the people that contributed

...