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Because yes, once we get pre-qualified, pre--approved now we need to figure out what type of loans we should be looking for right so like let's talk about let's get into that because there's different programs for different people who need different types of assistance,

but let's get into that a little bit.

Yeah, man, so there's tons of loans out there, right?

So you have the traditional loans,

you know, FHA, conventional VA loans, you know loans you have NACA I know someone mentioned out there but let's do a brief

overview right FHA minimum 580 credit score you can buy one to four family properties.

All properties must be owner occupied for at least one year, okay?

Again, one to four family on the occupied properties. You can even buy with

a mixed use property. Right. So now a mixed use property is basically a

commercial building. Now we have a lot of these mixed use property is basically a commercial building.

Now we have a lot of these mixed use properties

here in New York, where you might have a bodega on the bottom

and three apartments on the top, right?

That's a mixed use property.

So FHA will allow a home buyer to buy to this mixed use property as long as the residential square footage is at least

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