Did we hit the market bottom?

Investors beware.

Ruby, I am so excited about this show because I love when we get to talk about investing.

And here's what's really interesting about investing.

It is amazingly simple, but it's not easy.

And if you think about these past couple years that we've recently come through,

being an investor has not necessarily been the easiest thing in the world to do.

Right. So, you know, is the bear market over?

We've seen some tough stuff in the market, which we're going to cover.

It might seem to be recovering.

So, I'm looking forward to hearing from you what is actually happening,

and what does this mean for my money?

Yeah, I think a lot of people are asking this question.

You know, we know that last year wasn't great.

This year feels a lot better.

And so, the question immediately becomes, where are we in this cycle?

Or if we're going to appropriately approach that,

let's talk about where we've been.

So, if we think about last year,

if we look at calendar year 2022,

and we just measure the S&P 500, 500 largest companies in the United States,

we had a market high on January 3rd.

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