Welcome to the Jill on Money Podcast. It is Friday, January 8th and this morning we will get the December

employment report. it is likely to show a further deceleration in hiring.

Estimates are all over the place. Let's call it 100,000 jobs. Far cry from that 4.8 million print in the spring, huh?

100,000 jobs, I don't know, the unemployment rate's going to be 6.7, 6.8-ish.

But you know what the story is. The story is the economy's got to slow down as the virus has been

surging and we're going to see more evidence of that. This is the December month

monthly number. It will probably be worse in January and February

depending on what's going on in the pandemic long story short is that the

reality on the ground is different depending on where you live you still

have to be careful but the economy is slowing from that initial snap back it's going to slow down in the first half of the year and

then it's going to go I think it's going to probably in the second half of the year

go nuts on the upside I just think there's going to be a lot of pent-up demand

Mark and I are already planning our trips.

I'm not thinking about getting on a plane until October, Mark.

What about you?

Okay, so we're thinking October is our time.

I don't know where I'm going, but I'd love to go to Italy.

I might have to stay in the United States for a while.

Okay, let's get to your questions.

Pat writes that I'm getting ready to

ready to retire in a few months. My wife is concerned where it's too early.

Okay, Pat says I'm 62 in February. My wife just turned 58. We've got a million dollars

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