Barclay's ready-made investments. The clue's in the name.

Not Barclays, where do I begin investments?

You can start from £50.

That's why they're not difficult to get started investments either.

And you can choose your risk level, so they're hardly in at the deep end investments.

So, if you've got savings and you want to help grow your money over five years or more,

then search Barclays ready-made investments.

Make money work for you.

Investing is not for everyone.

The value of investments can fall as well as rise and you may get back less than you invest.

Teas and Cs apply.

Around 10 years ago, I was expelled from an online etiquette forum.

It was really the best thing for everyone involved.

I thought that discussing etiquette included pointing out how we can fall short of it.

They thought that was uncouth.

And so we went our separate ways. I did find it ironic.

I also remember being mildly annoyed. But what I did not feel was that in any sense my legal rights

had been violated. After all, the forum was run by a private group of people, not by the government.

They had every right to boot anyone they wanted from their website.

That used to be our common understanding of the Internet.

You don't have a protected legal right to be on somebody's private website.

But the last few years have seen more

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