Money rehabbers, you get it. When you're trying to have it all, you end up doing a lot of juggling.

You have to balance your work, your friends, and everything in between. So when it comes to your

finances, the last thing you need is more juggling. That's where Bank of America steps in.

With Bank of America, you can manage your banking, borrowing, and even investing all in one place.

Their digital tools bring everything together under one roof,

giving you a clear view of your finances whenever you need it. Plus, with Bank of America's

wealth of expert guidance available at any time, you can feel confident that your money is

working as hard as you do. So why overcomplicate your money? Keep it simple with Bank of America,

your one-stop shop for everything you need today and the goals you're working toward tomorrow.

To get started, visit b-of-a.com slash new pros media.

That's b-o-fa.com slash N-E-W-P-R-O-S media.

B-A.com slash new pros media.

I'm Nicole Lapin, the only financial expert you don't need a dictionary to understand.

It's time for some money rehab.

It is open enrollment season, which means it's time to decide on your health insurance plan for

2025. If you get your health insurance through the government's marketplace, you need to sign up for

your plan by December 15th. If you get your health insurance through your employer, your deadline is

probably before that. When you do sign up for your plan, depending on how you get your health

insurance, you'll be given the option to sign up for an FSA or an HSA. And if you're like my friend

Jason Weifer, who's the editor-in-chief of Entrepreneur magazine and also the co-host of one of my other

podcasts Help Wanted, the FSA-HSA option drives him nuts. Here's a voice note that he sent me about this a few years ago.

Nicole, I'm going to rant to you, and you can feel free to use this on the show if you think that it would make for a good episode subject or not, or just delete it.

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