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Welcome to the Jill on Money Show. It's Thursday, December 28th, and yes, we're on

vacation this week, so I would like to keep these intros a little bit tighter. You know that all of our content lives at

Jill onmoney.com. That's our website Jill onmoney.com. If you've got a question, something comes up.

Just thinking about your stuff in a big way and you want to get it off your chest or your mind.

Just go to Jill onmoney.com. Click the contact us button. Let us know if you want to come on the air live with us.

Today we're doing some emails let's start with one from Ron who says great article

on Social Security in the Baltimore Sun. I just turned 70 last month and I received the first

payout this month and I am so glad that I waited. I have tried talking this up to

others and if they are in good health both physically and financially

that they really should hold off filing until age 70.

It is amazing how many older folks went ahead and filed early at 62 and Ron Wright's gasp and now they're locked in.

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