Americans love using their credit cards, the most secure and hassle-free way to pay.

But DC politicians want to change that with the Durban Marshall Credit Card Bill.

This bill lets corporate megastores pick how your credit card is processed,

allowing them to use untested payment networks that jeopardize your data security and rewards.

Corporate megastores will make more money and you pay the price.

Tell Congress to guard your card because Americans lose when politicians choose. Learn more at

guard your card.com.

The rise of Chinese company Deepseek is pushing the Trump administration to focus more urgently on AI.

The stakes here are staggering from an economic and national security perspective.

Already, many national security officials in the U.S. are very worried about AI and the risks posed by China and other countries racing ahead.

Plus, General Motors prepares for possible U.S. tariffs on Mexico and Canada.

And the makers of prescription drugs modestly raise prices in the U.S.

It's Tuesday, January 28th.

I'm Alex Sosl for the Wall Street Journal.

This is the PM edition of What's News,

the top headlines and business stories that move the world today.

The release of a sophisticated and chiefly trained artificial intelligence model from

Chinese company Deepseek has rocked the tech world. It has also refocused President Trump

on the AI race and created urgency for his administration to figure out what to do about AI.

Here to tell us more about what the administration is thinking is Amrith Ram Kumar, who covers tech policy for the Wall Street Journal.

Amrith, I want to start with export restrictions on semiconductors.

The Biden administration limited which chips could be exported to China,

...