Deep Dive on Amex Credit Cards and Membership Rewards Points

All the Hacks with Chris Hutchins

Chris Hutchins

Business, Education, Investing, Society & Culture, Places & Travel, Self-improvement

4.7 • 1.4K Ratings

🗓️ 9 July 2025

⏱️ 109 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

#236: Chris reviews and ranks the full American Express lineup of 30+ cards. He also breaks down Membership Rewards, transfer partners, approval rules, card-linked offers, unique perks, and more. Link to Full Show Notes: https://chrishutchins.com/amex-cards-membership-rewards-points Partner Deals Kick: 50% off your first year of self-driving bookkeeping w/ code CHRIS DeleteMe: 20% off removing your personal info from the web Bilt Rewards: Earn the most valuable points when you pay rent NetSuite: Free KPI checklist to upgrade your business performance For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Best Cards Page Amex Cards Tier List Membership Rewards Cards American Express® Green Card Business Green Rewards Card American Express® Gold Card The American Express® Business Gold Card The Platinum Card® from American Express American Express Platinum Card for Schwab The Platinum Card® from American Express Exclusively for Morgan Stanley The Business Platinum Card® from American Express The Blue Business® Plus Credit Card from American Express Cash Back Cards Blue Cash Everyday® Card from American Express Blue Cash Preferred® Card from American Express American Express Blue Business Cash™ Card The Plum Card from American Express Delta Cards Delta SkyMiles® Blue American Express Card Delta SkyMiles® Gold American Express Card Delta SkyMiles® Gold Business American Express Card Delta SkyMiles® Platinum American Express Card Delta SkyMiles® Platinum Business American Express Card Delta SkyMiles® Reserve American Express Card Delta SkyMiles® Reserve Business American Express Card Hilton Cards Hilton Honors American Express Card Hilton Honors American Express Surpass® Card Hilton Honors American Express Aspire Card The Hilton Honors American Express Business Card Marriott Cards Marriott Bonvoy Bevy® American Express® Card Marriott Bonvoy Brilliant® American Express® Card Marriott Bonvoy Boundless® Credit Card Marriott Bonvoy Business® American Express® Card CardPointers Pro: 30% off here or 50% off for ATH Members Free point.me for American Express Membership Rewards® points Co-Branded Marriott Card Eligibility Rules Tim Ferriss Ep #815: Helping Tim Burn 15M+ Miles and Points, Flipping Costco Gold Into Five-Star Trips & More ATH Podcast Membership: Join here Luxury Hotel Upgrade Program Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (01:52) Quick Episode Overview (04:29) The American Express® Green Card (07:30) Chris' Primary Amex Card for Dining & Groceries (11:32) The American Express® Business Gold Card (15:01) The Amex Platinum Cards (19:24) The Perks & Benefits on the Platinum Cards (25:19) The Platinum Card Variations (29:38) The Business Platinum Card® from American Express (38:05) The Exclusive Centurion Cards (42:05) The Blue Business® Plus Credit Card from American Express (43:45) Amex’s Cash Back Cards (49:19) Co-Branded Delta Cards (1:03:10) The Four Co-Branded Hilton Cards (1:11:37) Co-Branded Marriott Cards (1:22:17) Amazon Cards (1:23:39) Leveraging Card-Linked Offers (1:25:47) Notable Benefits of Amex Cards (1:29:48) General Business Card Perks & Benefits (1:30:30) Rental Car Coverage (1:31:46) Credit Limits on Amex Cards (1:32:19) Membership Rewards as Transferable Points (1:35:00) Amex Airline & Hotel Transfer Partners (1:37:32) How to Move Membership Rewards Points (1:38:21) Rules for Opening Amex Cards (1:41:34) Quick Summary: Reasons to Love or Dislike Amex (1:45:26) The Best Amex Two-Card Combo Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	American Express is often seen as the premium player in points and miles, but between flashy perks,
0:09.0	high annual fees and more than 30 different consumer and business cards, it's hard to know which ones actually make sense for all of us.
0:17.0	So today I'm breaking down all 32 AMX cards, reviewing and ranking each one and calling out
0:22.8	the few that absolutely deserve a spot in your wallet.
0:26.0	But that's not all.
0:27.1	I'm also going to unpack how membership rewards really works, including how to get the
0:31.2	most from your points, and share tips on everything from hidden credits to approval rules,
0:36.9	to upgrade downgrade strategies,
0:38.7	tips for retention offers, and a lot more. I'm Chris Hutchins. If you enjoy this episode,
0:43.6	please share it with a friend or leave a comment or review. And if you want to keep upgrading
0:47.8	your life, money and travel, click follow or subscribe. Now let's get into it right after this.
0:57.8	This episode is brought to you by Kik. If you're anything like me, bookkeeping is one of the last things you want to be worrying about with your
1:01.9	business. But with so many tax deadlines, always around the corner, there is never a better time
1:07.1	to get ahead of the problem than right now. So you need to check out KICK. It is the best
1:11.8	bookkeeping software I've found that actually does the work for you. Seriously, it is so good,
1:17.4	no more spreadsheets, no more QuickBooks headaches, just clean books for your business on
1:21.6	autopilot. And the best part, you could be up and running in 10 minutes. It is that easy.
1:27.0	I've been working with Kik for a while now,
1:29.3	first as a customer providing tons of feedback, then as an investor because I really believe
1:33.6	in what they're building. So I ask them to put together a really special offer for all of you.
1:38.3	If you sign up at all the hacks.com slash kick, K-I-C-K, and use the code Chris, you'll get 50% off your first year of kick this is a limited
1:47.8	offer so head to all the hacks dot com slash kick and use the code chris for this amazing deal of
	...

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