Hi, everyone.

It's Jim.

Before we get started, I keep this podcast entirely ad-free for two reasons. First, this is a five podcast and I don't want to promote products that I don't want you to buy in the first place. And second, I really like the clean listening experience of a show where you don't have to fast forward ads. To keep it ad-free, all I ask of you as a listener is the next time you open a travel rewards credit

card, go to choosefi.com slash cards. And with that, onto the show.

Ginger. Today, Brad doesn't know what we're talking about, but we're going to talk about him,

or maybe both of us, or maybe hypothetical versions of us or older versions. We're going to

talk about a lot of different things because today is a deep dive hot seat episode. I have a

list of questions here to ask Brad, but this isn't an interview. It's just us chatting about

things I think you might

find interesting. And I didn't give Brad these questions ahead of time because I wanted to get

answers that weren't, I don't know, overworked. Just here's how I think about this today. And as always,

we are curious how you are thinking about these questions in your own life. So let us know. Brad will

tell you how

at the end of the episode. As a therapist, I find it so interesting how talking in part creates our

beliefs. We aren't just articulating thoughts we have. We are actively reflecting, changing,

defining ourselves through our conversations. So I don't know what we'll come out of today, but please come along for the ride

because how fun is that the not knowing?

Welcome everybody to choose the fight.

Hi, Brad.

Hello, Ginger. How are you feeling about our topic today? Oh, I'm suitably excited and scared all the once, but no. It's going to be great. You're going to love it. Yep. I'm very excited. Yeah, you truly did not prepare me at all. And frankly, even if you had sent me the questions, I'm not sure that I would have

prepared to keeping in this spirit. But yeah, this is going to be fun. Okay, great. Well, let's just

jump in. And here's what I'm going to do for number one. I'm going to ask the question. And then I'm

...