Deconstructing the 4% Rule
Motley Fool Answers
The Motley Fool
4.4 • 823 Ratings
🗓️ 19 March 2019
⏱️ 41 minutes
🧾️ Download transcript
Summary
Bro interviews financial-planning expert Wade Pfau about the assumptions underlying the 4% safe withdrawal rate in retirement, and whether they’re still valid. And Alison discusses whether an elite college degree is worth the price.
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Transcript
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| 0:00.0 | Thanks to LinkedIn for supporting Motleyful Answers. |
| 0:02.7 | LinkedIn Jobs makes it easy to get matched with quality candidates who make the most sense for your role. |
| 0:08.5 | Post a job today at LinkedIn.com slash Fool and get $50 off your first job post. |
| 0:16.9 | This is Motley Full Answers. I'm Alison Southwick, and I'm joined as always by Robert Brokamp, |
| 0:21.8 | personal finance expert here at the Motley Fool. |
| 0:24.0 | Well, hello. |
| 0:25.2 | In this week's episode, Bro interviews personal finance expert Wade Fow on Bro's favorite topic. |
| 0:30.9 | That's right. The 4% Sife Withdrawal Rate. All right. |
| 0:34.4 | And I'm going to talk about whether getting into a prestigious college really matters. |
| 0:39.4 | All that and more on this week's episode of Motleyful Answers. |
| 0:43.2 | So, Alison, what's up? |
| 0:45.3 | Well, bro, you've probably heard, but on Tuesday last week, 50 people in six states were accused by the Justice Department of taking part in what could be the |
| 0:55.2 | biggest college admissions scandal ever. |
| 1:00.0 | At this point, you've probably heard the story, but if not, here we go. |
| 1:03.6 | Here we go. |
| 1:04.4 | Essentially, 33 parents were charged with paying anywhere from a few thousand dollars to upwards of |
| 1:09.1 | six million to get their kids accepted into |
| 1:12.6 | fancy schools. They paid off coaches, they paid off people who helped their kids cheat on their |
| 1:17.3 | SATs and ACTs. And from the New York Times, we have a quote. Are you ready? I'm ready. |
| 1:22.8 | This is from Andrew Lelling, the United States Attorney for the District of Massachusetts. |
| 1:28.3 | The parents are the prime movers of this fraud. |
| 1:31.3 | And are you ready for the money, quote, that I know this guy practiced in front of the mirror? |
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