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The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 38.5K Ratings

🗓️ 3 April 2024

⏱️ 116 minutes

🔗️ Recording | iTunes | RSS

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Summary

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & Dr. John Delony answer your questions and discuss: "I'm $120K in debt and feel stuck," "Should I sell my new car?" "I'm being sued for an old credit card," "Is it OK to cut the cord and enjoy retirement?" "Buy a home for my son and his college friends?" "I can't afford to go to my friend's wedding" Support Our Sponsors: NetSuite Zander Insurance BetterHelp Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🍎 Enter the Teacher Appreciation Giveaway 📄 Need help with your taxes? See who we trust. Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	The Oh, no. Live from the headquarters of Ramsey Solutions, it's the Ramsey Show. We help people, build wealth, do work
0:37.8	that they love, and create actual amazing relationships.
0:42.7	Our phone number is AAA 825, 5225 Dr. John Deloney.
0:47.5	Ramsey Personality is my co-host today.
0:50.6	He's host to the Dr. John Deloney show where he discusses mental health and
0:55.7	relationship health and we're here to talk to you about your life and your money
1:00.4	today so that's perfect that he's here again the phone number
1:03.6	triple 8 825 225 mike is with us mics in hushton hey mike how are you
1:11.6	hey mich is d i'd like Better than I deserve.
1:14.0	What's up?
1:15.0	Hey, I really need your help.
1:18.0	I need your help with my financial discipline.
1:20.0	I need to, I move back home this year. and my parents told me that I have this year to fix my finances
1:26.0	I make a hundred and five thousand a year and totally in debt a hundred and twenty one
1:31.4	thousand in debt they're allowing me to pay a brand of 400 bucks a month for the rest of the
1:37.4	year for me to get back on my feet. What's the debt man? What is the debt man?
1:45.0	What is the debt of? Yeah.
1:46.0	It's $8,000 in credit card,
1:50.0	$37,000 in an auto loan, $57,000 on student loans, and $19,000 in that line of credit.
2:00.8	What you buy with the line of credit and the credit cards?
2:05.0	So the line of credit was to consolidate my debt from my divorce
2:11.0	because I got assigned a debt because I made substantially more than her and then the
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