Hey, podcast listener, Scott Hansen here.

Glad you are listening to this program through our podcast.

Can I ask a little favor?

If you like the program, can you go to iTunes?

Go to and rate us.

Give us a good rating because the higher the rating we have on iTunes,

the better we will do with having people listen to it.

So thanks for listening to it.

The following program is brought to you by Hanson-McLean Advisors, and the views express may not necessarily reflect the views of this

station. Answering your top financial questions for the past 20 years, it's Hanson-McLean's

Money Matters. Welcome to Hanson-McClain's Money Matters. I'm Scott Hanson. I'm Pat McLean. Thanks for

joining us. Glad you are here with us, both myself and my co-host. We are both financial advisors.

We spend our days during the week, meeting with people like yourself, helping them plan their financial

futures. We come here on the weekends to be your financial advisors on the air. And this is the weekend of December 12th and

13th that we are here with you. And this program is about financial matters. We take your calls,

answer your questions on things that are financially related. And it's part of the reason I think

we enjoy the program is the variety of calls that we have coming at us all the time. And you never know quite what they're going to be.

No, because oftentimes someone calls up with a question and that's really not their question.

They think it's their question, but it's not really the issue.

The issue is something else.

They're swatting at problems that may or may not involve real issues.

Yeah, they think that this is their issue, and actually it's a different issue that we...

...