Say hello to the next generation of Zendesk AI agents, built to deliver resolutions for everyone. Loved by over 10,000 companies, Zendesk AI agents easily deploy in minutes to resolve 30% of interactions instantly. That's the Zendesk AI effect. Find out more at Zendesk.com. To watch episodes of Financial Audit a week earlier, check us out on YouTube. Hi, my name is Sophia. I'm 30 years old. My name is Aaron. I'm 30 years old my name is Aaron I'm 33

years old we're best out of San Antonio Texas and this is financial audit beautiful thanks for

coming up guys so we're a married couple yes cool very good what do we do for a living right now

we'll start with you I am a full-time grad student, about to graduate, and a full-time mom.

What are you graduating studenting in? Social work. Social work. Okay. Not usually the highest-paying career, but it's also just in general. You are helping people with it. So it's that hard tradeoff where it's like yay i like

but i also like you know potentially don't when it comes to finances but so we're not making

anything right now for you no in terms of contributing to the household okay uh financially and what about

you i'm a chauffeur bus driver um how do you make. How much would you make doing that?

I made 51 last year, but that number's a little misleading because I make a lot less during the summer because we're slow.

So during them, if you look at, during the most of the year, make equivalent to 60k but during the summer i make

nothing basically okay so you are only paid those nine months no i'm paid during the summer but i

made i i just work so much less that i make much less money in the summer okay okay okay but in

general over the course of a year you make 51 000 yes now how have you constructed your budget around that? In terms of making less, sometimes making more. It was, I have not done a good job of a handling that. I'm assuming you haven't gone through our budgeting class. No, sir. Okay, because it goes over just how to do that. So that's fine. But we'll talk about that as well. I have a struggle with that. Yes. Okay. Okay. Cool. So what are we doing with right now? How long have you guys been married? Almost five years. Yeah. Wow. Okay. Very good. So what are we dealing with right now? Because I know, I mean, I already know a bit about your finances, but we'll go through it one by one. what's going on? Let's get your perspective first. Okay.

My perspective is we are trying to make it by every single day. We're pretty much living paycheck as far as I know. We have a little bit of a cushion, but it's not really a cushion. What's the cushion? The cushion is about 500. Yeah. I don't know if I'd, yeah. Yeah. So it's not really yet. Like a feather. Exactly. Singular. So we were trying our best to just make it by and then the kid was not expected as well. So that kind of threw us up our balance. Yes. Okay. How old's the kid? She is over one. Oh, you said your working home bond, so that makes sense.

So how old?

She's right over one.

Okay.

Okay.

Wow.

Yeah, lots of going on there.

Yeah, open your Dr. Pepper.

That's good.

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