Welcome to the Ramsey's show where we help you win in your life. We're going to

specifically help you win with your money, win in your professional journey and win with your relationships.

Phone number for you to jump in so we can coach you up is

AAA 825.

5225, that's triple 8.

825, 5225. I'm Ken Coleman joined by the incomparable George

Camel he's layered up he's got his his shacket unbuttoned so he's a little looser today and so that tells me you're ready to go.

I really thought you were going to say the incompetent George Campbell.

Now why would I do that? You are very competent.

It's what Ken wanted to say in his head.

Not true. He said the kind thing and that's not true.

Everybody knows how much we love each other. We enjoy being on the air together.

We were just having a fun conversation before the show today, which, you know, we can't share.

That's true. That was a very fun conversation. You won't be privy to that.

You will not be privy to that. Let's go to Richie who starts us off this hour.

Richie's in Raleigh, North Carolina.

Richie, how can we help?

Hey, hi, please to talk to you guys.

I have over half a million dollars debt most of it I would say 90% of it is actually my home

I was in a very lucrative job for almost 7 to 8 years but after listening to your podcast I came to a conclusion that I haven't saved enough but I saved enough to put a deposit in a house and I've been

jobless for about eight months now and I've basically exhausted all of my savings.

In fact this month I will be taking out the $1,000 that I had kept for my emergency fund towards the mortgage.

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