Debt Is Never the Problem, It’s Always the Symptom

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 2 December 2024

⏱️ 84 minutes

🔗️ Recording | iTunes | RSS

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Summary

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & George Kamel answer your questions and discuss: "How do I buy a house for the first time?" "How do I financially prepare for med school?" "Should we cash out our whole life policy?" "Will income tax be eliminated?" "Should I pay off my cousin's debt?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna product bundles and more! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY 💤 Visit Helix Sleep for special offers! 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🛒 Shop weeklong Cyber Monday deals starting at $10! 🏠 Get organized and prepared to buy or sell a home. 💵 Start your free budget today. Download the EveryDollar app! 🎄 Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today! Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	Hey, you guys, Cyber Monday deals are here.
0:02.9	So shop meaningful Christmas gifts that won't bust your budget right now at ramsysolutions.com slash store.
0:10.1	Thank you. Live from the headquarters of Ramsey Solutions, it's the Ramsey Show, where we help people build wealth, do work that they love and create actual amazing relationships.
0:40.1	George Camel Ramsey Personality, author of the number one bestselling book,
0:45.1	Breaking Free from Broke.
0:46.4	He is my co-host today, and we're here to help you guys.
0:50.8	Also check him out on YouTube.
0:52.1	That show is going to Zoom Zoom.
0:54.0	Phone number here is
0:54.7	AAA 825-5-2-2-25. Darlene is in Philadelphia. Hi, Darlene. How are you? Hi, Dave. I'm great.
1:02.9	Thanks for taking my call. I feel blessed today talking to both of you. Well, we're honored to
1:07.8	have you. How can we help? So I just wanted some financial advice or
1:12.9	thoughts. I'm 54. I've never been married. I have no children. I live in a different state
1:19.1	than where I grew up, and as I'm aging, I'm realizing that I will likely move back to my
1:25.4	home state to have that support in aging in about 10 to 11 years
1:30.5	when I retire.
1:31.7	But a job opportunity came up this past fall that I applied for and wasn't expecting to get,
1:37.6	but they did offer me the job.
1:40.4	And I just have some financial concerns about it and not sure if it's wise for me to move back now.
1:47.6	So one is the salary.
1:50.0	And this is through negotiation.
1:51.8	They're offering me what I was making last year at my current employer.
	...

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