Debt-Free Living Is a Superpower

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 30 June 2025

⏱️ 128 minutes

🔗️ Recording | iTunes | RSS

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Summary

🔗⁠⁠⁠⁠ ⁠⁠⁠⁠Share the Ramsey 101 Playlist!⁠⁠⁠⁠⁠ George Kamel and Dr. John Delony answer your questions and discuss: "How do I overcome a spending addiction?" "My husband controls all of our money..." Why you shouldn't payoff someone else's debts. Protecting yourself and your money from scammers! "Should I take my son out of my will?" Next Steps: ✅ ⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠send us an email.⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠ ✔️ ⁠⁠⁠⁠Help us make the show better. Please take this short survey⁠⁠ 📱 ⁠⁠Download the free Ramsey Network app! ⁠⁠ 📊 Free Tools & Resources to Help You With Investing 💵 ⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠ 💗 Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. Connect with our Sponsors: Stop paying more and start shopping smarter at ⁠⁠⁠⁠ALDI⁠⁠⁠⁠ Get 10% off your first month of⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠ Go to ⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠ to switch today! Learn more about⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠ Get started today with⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠ Get 20% off when you join ⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠ Go to⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠ for an exclusive account bundle! Save 15% on your first ⁠⁠⁠⁠Field of Greens⁠⁠⁠⁠ order with code RAMSEY Find top Health Insurance Plans at ⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠ To find out more about student loan refinancing, check out⁠⁠⁠⁠ Laurel Road⁠⁠⁠⁠ Use code RAMSEY to save 20% at ⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠ Visit⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠ today to learn more Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠ Learn more about ⁠⁠⁠⁠Timothy Plan⁠⁠⁠⁠ Get started with ⁠⁠⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠ 🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠ 💡 ⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠ 🪑 ⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠ Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. ⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:14.2	From the Ramsey Network, this is The Ramsey Show, where we help people build wealth, do work that they love, and create amazing relationships.
0:22.9	I'm Ramsey Personality, George Camel, joined by my very good friend, Dr. John Deloney,
0:27.5	and we're taking your calls at AAA 825-5-225.
0:32.0	This is your chance to get your questions answered to take the right next step for your life,
0:37.4	your money, your relationships, whatever's going on.
0:40.1	John will help, and I'll be along for the ride.
0:42.5	Let's get to it.
0:43.4	Holly is in Louisville, Kentucky.
0:44.8	Coming up first.
0:45.8	What's going on, Holly?
0:47.5	Hey, guys.
0:48.2	Thank you so much for taking my call.
0:49.9	Sure.
0:51.2	So I am going to be up front.
0:53.3	I have a spending addiction. It's been going on for many years.
0:58.1	It got to the point. I'm 32 now, but I was 21 when it started, really. I was given a six-figure sum of 250K by people in my family that had passed on.
1:09.6	And I spent it within a year and a half to two years tops.
1:13.2	I mean, it was crazy.
1:14.1	I went on trips and bought stuff that I never got a refund for, things like I moved with it.
1:20.8	And now I'm facing not being able to pay my own rent.
1:25.3	I have family helping me with rent because I just, I suck at managing money.
	...

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