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Hey, it's Shawna and welcome to everyone's talking money.

Okay. Hey, welcome back to everyone's talking money.

It is so good to have you here.

If you are new to the show, welcome, welcome, welcome.

This is the podcast that talks differently about money.

There is no bro BS here. There is only practical money advice that's going to help your life that is going to change your life.

And if you've been here, if you're a fan, if you're a friend of the show, welcome back to the show.

It is always good to have you here. You know, when I created this show, I

created it wanting to share all of this amazing personal finance advice. And that's still very

much my passion and my mission. But over the years, I've just really, really discovered that the problem I think

that most people have around money and changing things with money is not the how-to. It's not giving

you more calculators or templates or spreadsheets. All of that stuff is really good and extraordinarily helpful.

But if I can't help you figure out that moment, what is that thing, that moment that is going

to create change for you?

And for each of it, it is something totally different. But it's usually

the result of gunk and just stuff that's built up around money that we haven't had a vocabulary

for that you maybe haven't thought about or talked about. And so when I started to see this,

when I was working with clients individually, money coaching clients,

and I would see them get stuck, you know, it was a stepping back moment for me. And it was really

realizing, okay, most of us get stuck because of the exact same things. So what do we do to change this? Well, for me, it was diving into the behavioral,

...